The end of financial year can be a busy time, with the budget announcement in early May as well as planning for 30 June. For a breakdown of several key budget changes that may affect you, as well as some key tax planning strategies
After months of uncertainty, consultations and amendments, the superannuation reforms announced in the 2016 Budget have finally received Royal Assent, and therefore will take effect from 1 July 2017. The most significant change comes to your ability to contribute up to $540K before 30 June 2017 if you are under 65. Therefore, we recommend you click on the link below for more details on the reforms and how they may affect you.
To LEARN MORE about the Important Changes to Superannuation Rules & the latest Superannuation Windows of Opportunity that expire on 30 June 2017, we will be holding Superannuation Sessions in early February 2017.
Post US Election Webinar
For those of you who missed Crispin & Jeffery's first webinar session, an informative and interesting discussion on market and investment outlooks post the US election, click on the video link below!
There are significant legislative reforms which took effect from 1 July 2016, and impact on our ability to advise you with regard to your SMSF. If you have ever started a pension, made contributions or rolled funds into your SMSF these changes affect you, and the way we are able to work with you in the future.
For more information on the changes to the legislation and how we are able to advise you in future, please click on the link below:
Crispin & Jeffery is committed to providing you with a holistic service that caters for all your financial needs.
To learn more about the outstanding wealth management division of the firm, C&J Financial Services, and the full complement of services offered by Crispin & Jeffery have a read of our latest newsletter by clicking on the link below:
The Australian Federal Budget 2016 was released and we at Crispin & Jeffery have brought you the key points that matter to you as businesses and individuals. Click on the link below for a detailed outline of the proposed budget measures.
If you would like to take up our offer of a Super / SMSF review, please email us or call to book an appointment on 02 9908 4744.
Contribute to super before 30 June 2016!
Superannuation Contributions Strategies
30th June is closer than you think, and now is a great time to start thinking about how you can make the most of your super to help with your retirement goals. With noise and talk on possible changes to super in the upcoming May budget, we'd like to highlight key SUPER STRATEGIES for your consideration.
1. Contributions to Super: For more information, please read the article:
2. Transition to Retirement Pension: Once you hit preservation age (55 for many people), you can draw a pension from your super even if you are still working. For more information, please read the article:
UNDERSTANDING YOUR SUPER SITUATION!
If you would like to learn more about how these super strategies may be applicable to you or to understand more about the proposed Budget 'super' changes, please CALL US on 02 9908 4744 or EMAIL US: firstname.lastname@example.org
We are offering a COMPLIMENTARY REVIEW of your SUPER including a review of a SELF MANAGED SUPER FUND (SMSF) you may own. To book your COMPLIMENTARY meeting, please CLICK on the button below:
Given the state of the market, what could you be doing to protect your wealth?
In the month of April 2018, we are offering a complimentary financial health check meeting to discuss your current personal and financial situation and goals with our experienced C&J Financial Services advisers.
The ATO has announced they will be cracking down on FBT this year. What this means for small business is:
An increase in FBT spot audits; and
A requirement to lodge FBT returns of all entities providing benefits to employees (and directors) even if an employee contribution is paid to eliminate.
The CHECKLISTand WORKSHEETSoffer a detailed overview of FBT requirements and show you what you need to be aware of in assessing your company's tax obligations. If you have any concerns regarding your FBT obligations, contact Crispin & Jeffery to discuss on 02 9908 4744.
With some of our clients expressing concerns about the current fragile share market conditions, we felt this was an important topic to examine in our first issue.
With all investors currently experiencing the turbulent market conditions, we'd like to provide some context, offer a better understanding of current market movements, and give you some tips on how to remain a confident investor.
Take a look at an article written by the Chief Investment Officer of our financial services partner Primestock Securities Ltd (Prime), Jonathan Bayes, for some valuable insights.
A SMA is a new and cost effective way of investing. Our wealth partner, Prime recently released a video explaining what a SMA is, how it works, and the benefits of investing with a SMA.
To LEARN MORE about SMAs please WATCH a short video from Mark Johnson, Chairman of our Investment Committee.
What are 3 Tier Ongoing Investment Models?
We recognise that not all wealth clients would like to receive 'Full Advice' on their investment portfolios. The 3 Tier service solution offer alternatives for clients who would prefer to 'Collaborate' on parts of their portfolio, as well as those who would prefer to be substantially 'Self-Directed'.